e-mailed him some preliminary background information on Brian Youngblood; he looked it over on his laptop Friday night, after he got back to the apartment. First thing you always checked for when somebody was in trouble was a criminal record of any kind, adult or juvenile. Youngblood had neither one. Not even a misdemeanor driving infraction.
One possible in his credit history. There was a state law prohibiting private detectives and other citizens from using credit-monitoring services like TRW for investigative purposes; but realtors could subscribe to these services, since they were in the buying and selling business, and the agency had an arrangement with one in their former office building on O’Farrell Street. Runyon didn’t know the nature of the arrangement. Not his business.
According to Youngblood’s mother, Brian was verygood at his profession and made a good salary. According to the credit report, he’d spent most of the past sixteen months mired in debt. Credit cards maxed to the limit, with not even the minimum paid. Two and three months in arrears on his rent; an eviction notice had been issued and then rescinded when he came up with the three-month balance. PG&E and telephone bills unpaid and service shut off twice by Pac Bell. The crisis point had been reached at the end of August. Might’ve been forced to declare bankruptcy if he hadn’t come into a windfall of at least ten thousand dollars. This allowed him to pay off everything he owed and to reestablish his credit.
But the fix had been only temporary. In the ninety days since, he’d managed to shove himself right back into a money trap at an accelerated rate: credit cards nearly maxed out, rent and utility bills upaid. If he didn’t do something about the new crisis, he was bound to go under this time.
Did his mother know where the ten thousand had come from? Probably not. Likely didn’t know anything about it at all or she’d’ve mentioned it. Something in that, maybe.
Something, too, in what had put Youngblood in the credit crunch in the first place. Until sixteen months ago, he’d had a fairly stable credit rating. No clue in the rest of his personal history.
There were two ways to handle a case like this. One was to talk to the subject first, worry him a little, and see if he could be made to own up to his problem. The other was to talk to his friends and neighbors and coworkers, find out what they knew, and try to build up a clear picture of the situation before you braced the subject. Runyon preferredthe direct approach whenever possible, and that seemed to be the best way to go here, particularly since he had no address yet for Youngblood’s friend Aaron Myers. No listing for Myers in the phone directory. Tamara could turn up his address and the name of his employer easily enough on Monday, but that was Monday and this was Friday night and the weekend stretched out ahead.
No need for him to wait until Monday. He’d told Rose Youngblood he would start the investigation today and he was a man who kept his word. Saturday was just another workday. Just another twenty-four hours in the string of days that made up what was left of his life.
B rian Youngblood lived on Duncan Street, on the downhill side of Diamond Heights just above Noe Valley. Elderly wood-and-stucco building that contained four good-sized flats, judging from its size; Youngblood’s was one of those on the upper floor, south side, which meant views of the southern curve of the city and the bay beyond. Doing fairly well for himself, all right. Rents in the city, in a neighborhood like this, didn’t come cheap.
Runyon found a place to park and climbed the high front stoop. There were two doors, set at right angles, on either side of a narrow vestibule, each with its own bell button. The labels on the bank of mailboxes told him Youngblood’s flat number was 3; he leaned on the bell.
It was a windy late fall day, clouds chasing one another across the sky to the east;
Dorothy Calimeris, Sondi Bruner