Runcorn’s expression of relief, which was almost immediately tempered by the realization of just what a huge undertaking lay before him. “Indeed,” Montague confirmed. “Learning the answer will take time and effort. However, as to my own approach, at this point I would be grateful if you would provide me with a copy of the statements of the bank account in question, going back to when these odd payments first appeared. Lady Halstead gave me her copy of the most recent statements, but I will need the earlier statements as well. In addition, I would like a list of all investments of any type, whether believed to be current or not, and all loans and deposits into interest-bearing securities.”
Runcorn was nodding; Lady Halstead’s letter gave Montague the authority to request such details and Runcorn permission to provide them. “We can give you a copy of the bank statements today—Pringle will have a spare. Likewise for the currently held investments, those that are presently paying income—we’ve been searching through those ourselves. But a listing of the wider investments—that will take a few days to compile.” He met Montague’s eyes. “To be sure we have the entire picture, all nearly thirty years’ worth of it.”
“That will be entirely satisfactory.” Montague smiled and rose. “I’m well aware that to survive, you must service your other clients as well.”
“Indeed.” Rising and coming around the desk to open the door, Runcorn grimaced. “It’s something of a juggling act at the moment, what with the Halstead review proving so much more time-consuming than anyone would have expected.”
Montague allowed himself to be ushered out and introduced to Pringle, who, on receiving Runcorn’s instructions, proved to be meticulously organized. He produced the required copies of the bank statements and the list of currently paying investments.
Pringle eyed a foot-high stack of papers on his desk. “As for the complete list of investments, that might take a few days.”
Montague nodded. “That’s entirely acceptable. It’s critically important in a case like this that the list be complete and accurate with respect to every detail. If that takes a few days more, so be it. An inaccurate list will get us nowhere.”
Pringle bowed. “Of course, sir. I’ll give it my best attention.”
Given what he had already noted of Pringle’s meticulousness, Montague had no doubt that that would prove more than adequate, and said so.
Leaving Pringle and his master both preening, he exited the office of Runcorn and Son and, with a spring in his step, set out to embark on his own researches.
M ontague didn’t get a chance to return to the Halstead puzzle until late in the afternoon. On his return to his office, he’d been claimed by a succession of clients, interspersed with presentations from several different firms seeking capital.
Investment was the blood and bone of his business, so he’d had to put Lady Halstead and her mysterious payments aside.
Finally, as the light was fading from the sky beyond his window, he drew the thin file containing her ladyship’s bank statements and list of investments to the center of his blotter and opened it.
Two hours later, when Slocum tapped on his door to bid him good night, he’d reached the end of the laborious process of matching payments to investments, and found himself in complete agreement with Lady Halstead. Something extremely odd was going on with her bank account.
After farewelling Slocum, Montague sat back in his chair and stared at the papers spread out on the desk. Fingernail tapping on the chair arm, he finally let the explanation—the one possibility he hadn’t discounted—form in his brain.
“Concealment of funds.” He frowned. “But by whom, and why?”
In financial terms, concealment was the opposite of embezzlement but was almost always equally illegal in that money that needed to be concealed almost certainly had some element