office.
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R AMBLE’S IDEA of mourning was to spend the day locked in the basement den smoking pot, listening to rap, ignoring those who knocked or called. His mother granted him an absence from school because of the tragedy; in fact, she excused him for the rest of the week. If she’d had a clue, she would’ve known he hadn’t been to school in a month.
Driving away from Phelan Tower yesterday, his lawyer had told him the money would go into a trust until he was either eighteen or twenty-one, depending on the terms of the will. And though he couldn’t touch the money now, he was certainly entitled to a generous allowance.
He would form a band, and with his money they would make albums. He had friends in bands going nowhere because they couldn’t afford to rent studio time, but his would be different. His band would be called Ramble, he decided, and he would play bass and sing lead and be chased by the girls. Alternative rock with strong rap influences, something new. Something he was already inventing.
Two floors up, in the study of their spacious home, Tira, his mother, spent the day on the phone chatting with friends who called with their halfhearted condolences. Most of the friends gossiped long enough to ask how much she might be getting from the estate, but she was afraid to guess. She had married Troy in 1982, at the age of twenty-three, and before doing so she signed a thick prenuptial which gave her only ten million and a house in the event of a divorce.
They had split six years earlier. She was down to her last two million.
Her needs were so great. Her friends had beach houses nestled in quiet coves in the Bahamas; she was relegated to luxury hotels. They bought their designer clothes in New York; she picked them up locally. Their children were away in boarding schools, out of the way; Ramble was in the basement and wouldn’t come out.
Surely Troy had left her fifty million or so. One percent of his estate would be around a hundred million. One lousy percent. She did the math on a paper napkin as she talked on the phone to her lawyer.
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G EENA P HELAN Strong was thirty and surviving what had evolved into a tumultuous marriage with Cody, husband number two. His family was old money from up East, but so far the money had only been a rumor. She certainly hadn’t seen any of it. Cody was beautifully educated—Taft and Dartmouth and an MBA from Columbia—and he considered himself a visionary in the world of commerce. No job could hold him. His talents could not be constricted by the walls of an office. His dreams would not be cramped by the orders and whims of bosses. Cody would be a billionaire, self-made of course, and probably the youngest in history.
But after six years together, Cody had yet to find his niche. In fact, his losses were staggering. There had been a bad gamble on copper futures in 1992 that had taken over a million of Geena’s money. And two years later, he was scalded by naked options when the stock market dipped dramatically. Geena left him for four months, but returned after counseling. An idea for “Snow-Packed Chickens” turned sour, and Cody escaped with a loss of only a half a million.
They spent a lot. Their counselor recommended traveling asa means of therapy, so they’d seen the world. Being young and rich soothed many of their problems, but the money was drying up. The five million Troy gave her on her twenty-first birthday had shrunk to less than a million, and their debts were mounting. The pressure on their marriage had reached the breaking point when Troy leaped from his terrace.
And so they spent a busy morning looking for homes in Swinks Mill, the place of their grandest dreams. Their dreams grew as the day progressed, and by lunch they were making inquiries into homes worth over two million. At two they met an anxious real estate agent, a woman named Lee, with teased hair, gold rings, two cell phones, and a shiny Cadillac. Geena introduced